
Winchesters
Senior Analyst – Commercial Loan Renewals
Downtown Toronto Hybrid
$70,000-$90,000 base + bonus + excellent benefits
We are recruiting for a Senior Analyst to join a dynamic commercial real estate lending team in downtown Toronto. This is a fantastic opportunity for someone who enjoys a mix of credit analysis, portfolio management, and client-facing work in the commercial real estate lending space.
Working closely with Managers, you will play a key role in underwriting renewal credit opportunities, managing a portfolio of construction and term loans, and participating in client meetings to help structure these renewal deals. You will be a trusted voice in credit decisions and will liaise with internal and external stakeholders to ensure deals move forward smoothly.
Responsibilities:
- Underwriting commercial real estate loans including renewals, some new deals, and amendments
- Preparing detailed credit submissions and conducting in-depth risk and financial analysis
- Managing a portfolio of construction loans and term mortgages, including reviewing monthly draws and tracking project progress
- Attending client meetings to support deal structuring, pricing recommendations, and drafting term sheets
- Loan funding and servicing responsibilities
- Supporting the Management team with client solutions and referrals to other internal partners
- Ensuring compliance with internal credit policies, regulatory requirements, and audit standards
Requirements:
- 2-4+ years of experience in commercial lending, must have exposure to real estate
- Solid financial analysis skills, particularly in reviewing financial statements and evaluating real estate assets
- Strong communication and relationship-building skills
- Experience managing loan portfolios and familiarity to loan funding and servicing
- Proficiency with Excel and loan origination systems
- Post-secondary education in Business, Finance, or a related field
Why consider this opportunity?
This is a collaborative and growing team that values precision, initiative, and client service. You’ll gain exposure to a wide variety of real estate lending transactions and enjoy a strong support system and clear career path. The compensation package includes a competitive salary, bonus, excellent benefits, and hybrid work flexibility.
If you are interested in learning more about this opportunity, please apply now. Unfortunately, due to the high volume of applicants, only those individuals chosen for interview will be contacted.