Submortgage Broker

Job Description

<br><p>Location: Fully Remote (Canada)</p><p>Compensation: Competitive Commission Structure | Uncapped Earning Potential</p><h3>Grow Your Mortgage Business by 50-100%</h3><p>If you're an elite submortgage broker or a mortgage advisor at a bank/credit union, you know that your biggest bottleneck isn't finding clients—it's the administrative grind. What if you could automate 70% of your workflow, eliminate underwriting, and get the dedicated support you need to focus on what you do best: building relationships and closing deals? How much would you grow your mortgage business?</p><h3>About Perch</h3><p>Perch is a 4X award-winning mortgage brokerage, enabling Canadians to make data-driven decisions to save money on their mortgage and easily access their home equity. Along with the support of a dedicated team of real estate and mortgage professionals, users can take control of their homeownership journey, from pre-approvals to mortgage renewals and everything in between.</p><p>Founded in 2018, Perch is based in Toronto and works with homeowners across Canada, including Quebec.</p><h3>The Perch Advantage</h3><ul><li>Eliminate Underwriting: Our proprietary auto-adjudication engine instantly matches clients with the best lender options. You'll never need to wait for an underwriter again.</li><li>Automate Your Workflow: Our system automates the most time-consuming tasks, including: Nurturing your client pipeline and identifying new opportunities; Guiding clients step-by-step through their application; Integrating Equifax soft credit checks; Automatically requesting the correct documents from clients; Handling compliance and FINTRAC reporting.</li><li>Dedicated In-House Support: Our professional support team handles client intake, document gathering, and appraisal bookings, acting as a seamless extension of your business.</li><li>Keep Your Partners Informed: The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency.</li></ul><h3>Who We Are Looking For</h3><ul><li>Proven Top Performer: You have originated at least $10M in mortgages in the last 12 months, and have demonstrated the ability to self-generate most or all of your leads.</li><li>Experienced Professional: You have a minimum of 2 years of continuous experience as a licensed Submortgage Broker or as a Mortgage Advisor at a bank or credit union.</li></ul><h3>What We Offer</h3><ul><li>Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings.</li><li>Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals.</li><li>Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients.</li><li>Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.</li></ul><p>If you are ready to stop managing paperwork and start building your future, apply today to join us in building the most innovative mortgage brokerage in Canada.</p><p><em>This posting is for a current vacancy that we are actively and immediately seeking to fill. Applications are reviewed by our recruitment team; however, software tools, including AI, may be used to assist in screening, assessing, or selecting applicants. Compensation for this role is commission-based. The estimated range provided reflects typical earnings; actual compensation will vary based on individual performance.</em></p>